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City of Perris

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City of Perris

Housing Authority Programs

There is one active housing program: First Time Home Buyer Program.

Get details about the programs and information for lenders and homeowners participating in an existing HAP or FTHB Program:

First Time Home Buyer Program

Program Not Available

The City of Perris is not accepting applications at this time. If you wish to be contacted when or if the program is available, please fill out the interest list form and submit it to the Housing Authority Department. If you have any questions, please contact the Housing Authority.

The First Time Homebuyer Program (FTHB) is designed to provide qualified families with up to $65,000 for down payment assistance to secure financing towards the purchase of an existing or newly constructed home.

Eligibility Criteria

  • Property—Must be in the incorporated City of Perris limits
  • Borrower—A first-time home buyer or any person who has not owned a home in the last 3 years
  • Minimum Down Payment—1% of the purchase price
  • Must meet HOME Income limits (Riverside County Area)


  • Must apply with a City of Perris approved lender
  • FTHB may be used with conventional, Veterans, Fixed-Rate loan, and with FHA/FNMA/FHLMC with 30 or 40 year terms
  • No variable/adjustable rates, or balloon payments
  • Attend an 8-hour Home buyer Education class (HUD approved)
  • The new home must be used as the borrower's Primary Residence

Homebuyer Education

For more information and to register for a HUD-approved homebuyer education workshop, see this flyer...

First Time Homebuyer Staff

Here are the contacts at the City of Perris who can assist you:

  • Rebecca Rivera, Principal Management Analyst
    Phone: (951) 943-5003 ext. 496


Neighborhood Stabilization Program (NSP)

The U.S. Department of Housing and Urban Development's Neighborhood Stabilization Program (NSP) provides targeted emergency assistance to states and local governments to acquire and redevelop foreclosed properties that might otherwise become sources of abandonment and blight within their communities. This program is authorized under Title III of the Housing and Economic Recovery Act of 2008.

This program is implemented by the Perris Housing Authority.

Loan Payoff and Subordination Requests

Payoff Information for Lenders

To request a payoff of an existing HAP or First Time Homebuyer loan, please provide the following documents:

  1. Payoff request on letterhead
  2. Preliminary report dated within 30 days
  3. Recent appraisal
  4. Escrow certified settlement statement with processing fee payable to the "City of Perris" (see Housing Authority Fee Schedule). An escrow certified settlement statement is required once the payoff calculation is received from the Housing Authority and prior to payoff demand being released.  Settlement statement should include payoff amount AND related processing fees payable to the “City of Perris” as two separate line items referenced as follows:

    City of Perris Housing Authority Payoff
    City of Perris Resubmittal OR Payoff Processing Fee

    A final settlement statement at close of escrow will also be required once payoff demand has been provided. Processing fees may be paid at closing.  A “certified” settlement statement referencing related fees is required PRIOR to the City releasing a payoff demand or executed subordination agreement.

Mail or hand-deliver all documents to:
City of Perris Housing Authority
135 North D. Street
Perris, CA 92570

Faxed or emailed documents are NOT accepted.

The process takes 7-14 business days to complete—excluding Fridays and holidays.  Please be advised that we do not offer expedited services and require that the lender or escrow submit requests at least 30 days prior to closing.

Subordination Information for Lenders

For refinance and other transactions that do not include the removal of equity, cash-out, or change of property ownership, please download the Subordination package below. 

The process takes 7-10 business days to complete—excluding Fridays and holidays. Please be advised that we do not offer expedited services and require that the lender or escrow submit requests at least 30 days prior to closing. Faxed or emailed documents are NOT accepted.

See our Housing Authority Fee Schedule below for related processing fees. Processessing fees may be paid at close of escrow. Fees must be referenced on settlement statement prior to close.

Lender/Escrow: Please be advised that incomplete files will be returned unprocessed and are subject to additional fees upon resubmittal.  Missing information and/or missing documents constitute an incomplete file and will be returned unprocessed.  Please be sure to submit a “complete” package to avoid resubmittal processing fees. .

Housing Authority Fee Schedule

Payoff Demand Requests — $850
Subordination Requests — $650
Resubmittals — $400

(Perris Housing Authority, approved September 27, 2016)

Capital Improvement Credit Request

To qualify as an eligible Capital Improvement Credit, each expenditure must be approved in advance by the City of Perris Housing Authority, PRIOR to installation of improvement. The maximum Capital Improvement Credits shall not exceed 150% of the value of the HAP loan. The City will review the proposal and approve eligible Capital Improvements within seven (7) days. The homeowner will be notified in writing of eligibility for credit.